WEBSITE USER TERMS & CONDITIONS

Introduction
Tradition Financial Services Limited (TFS) and its global offices offers you access to this website based strictly on the terms contained in these user terms (the "Agreement"). Any User ID and password provided is for your exclusive use only and should not be shared with any other parties. TFS may modify this Agreement at any time and any amended terms are effective immediately upon posting on this site. You should, therefore, review this Agreement from time to time. Your access and use of this website after the effective date of any amended term means that you have accepted the amended term. This Agreement cannot be otherwise amended except in a writing signed by both you and TFS. Users of the website must also note the Disclaimers which are incorporated into this Agreement by reference.

I. COPYRIGHT & TRADEMARKS
All of the content included on this website, including the text, graphics, logos, icons, screens and configurations, is the property of TFS or its licensors and is protected by U.S. and international copyright and trade mark laws. All software used on this website is the property of TFS or its software suppliers and is also protected by U.S. and international copyright laws. You do not acquire any ownership rights by printing or downloading any information or by accessing or using this website. Any use of the content or software on this website other than for the express purpose provided, including reproducing, modifying, distributing, transmitting, replicating or public exhibition is strictly prohibited. All rights in the website and its contents (including without limitation the HPI-N index) are hereby expressly reserved.

II. ACCURACY OF INFORMATION
While TFS takes reasonable steps to review the information contained on this website for accuracy and timeliness, TFS gives no warranty, condition or assurance that any information contained on this website is accurate, timely or complete and TFS disclaims any such warranty, condition or assurance. You rely on any information contained on this website at your own risk. TFS reserves the right to modify or update any information contained on this website without notice to you. However, this reservation of right does not create any duty or obligation on the part of TFS to modify or update any information contained on this website.

III. PRIVACY
All information you provide in accessing and using this website may be used by TFS as described in our Privacy Statement, which is hereby incorporated into this Agreement.

IV. SUBMISSION OF YOUR INFORMATION
Should you choose to provide information to TFS, including without limitation in the form of an e-mail message or attachment, you represent and warrant that you are 18 years of age or older and that all the information you are providing, including your e-mail address, is accurate, current and complete.

V. LINKS
As a convenience, this website contains links to other Internet sites that may be owned and operated by parties other than TFS. By offering you these links, TFS is not endorsing any of the other sites. TFS exercises no control over third party sites and has no responsibility for any of the content or information contained on such sites. You access linked sites at your own risk.

VI. EXPORT RESTRICTIONS
United States export laws and regulations restrict the exportation and/or re-exportation, through downloading or otherwise, into certain embargoed countries, including Cuba, Iraq, Libya, North Korea, Iran and Syria. By downloading from this website, you are representing that you are not located in any of the prohibited countries.

VII. DISCLAIMERS
THIS WEB SITE AND ITS CONTENTS ARE PROVIDED BY TFS ON AN "AS IS" BASIS AND THE USE OF THIS WEB SITE AND ITS CONTENTS IS ENTIRELY AT YOUR OWN RISK. TFS GIVES NO REPRESENTATIONS, CONDITIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE ACCURACY OR COMPLETENESS OF THE INFORMATION, CONTENT, MATERIALS OR SERVICES CONTAINED ON THIS SITE, INCLUDING ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE AND THE STATUTORY WARRANTY OR CONDITION AGAINST NON-INFRINGEMENT. NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY TFS OR ITS EMPLOYEES OR REPRESENTATIVES, WILL CREATE A WARRANTY, CONDITION OR REPRESENTATION AND YOU MAY NOT RELY ON ANY SUCH INFORMATION OR ADVICE. This Section shall survive any termination of this Agreement.

VIII. LIMITATION OF LIABILITY
NEITHER TFS NOR ANY OF ITS REPRESENTATIVES, AFFILIATES, LICENSORS OR CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF THIS WEBSITE OR RELIANCE ON ANY INFORMATION CONTAINED ON THIS WEBSITE. This Section shall survive any termination of this Agreement.

IX. INDEMNIFICATION
You agree to indemnify TFS and its officers, directors, owners, independent contractors, employees, agents and affiliates for and from any loss (including costs and attorney fees) by reason of, in any way relating to, or arising out of: (a) your use of this website and any violation of any law, rule or regulation arising out of such use; (b) any misuse of information, including email addresses and email content arising out of or relating to your use of this website; and/or (c) any violation of this Agreement.

X. APPLICABLE LAW AND JURISDICTION
This Agreement shall be construed and governed by the laws of England and Wales and not by the application of choice of law principles or the laws of any other country. You agree that the courts of England and Wales shall have exclusive jurisdiction and venue over any action brought to enforce the rights and obligations in or arising from this Agreement and each of the parties irrevocably submits to the jurisdiction of such courts.

XI. ENTIRE AGREEMENT; NON-SEVERABILITY
This Agreement constitutes the entire agreement between you and TFS and supersedes all prior agreements and understandings, whether written or oral, with respect to the subject matter of this Agreement. If any term, provision, covenant or restriction of this Agreement is held by a court of competent jurisdiction or other authority to be invalid, void, unenforceable or against public policy, the remainder of this Agreement shall remain in full force and effect and the unenforceable portion will be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties. "Tradition" is a registered trade mark of Compagnie Financière Tradition. "HPI-N" is a trade mark of Compagnie Financière Tradition and SBS Investments B.V.